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Need help going through collection agency. I wanted advice on going through a collection company. I was laid off recently and haven't been able to pay on a charge card. The balance for k was forwarded to the collection agency. They ed others yesterday and said Possible set up fee with zero appeal but I might need to do direct withdrawals from my checking account. I did a few research and discovered the absolute cardinal sin will be to g ladybird deed form ive your account info towards a debt collector. While they ed me personally today I told them Possible make small installment payments but would only go for it through money instructions or bank check ups. The guy wigged on me, told me merely didn't do automatic withdrawals clearly there was no point through paying anything and ensured I would be charged 100s of dollars a 30 days in interest. My best question is, when will i deal with this particular bullying behavior? All help is appreciated. Since it may sound like you're judgment grounds you can probably go tell them to go fuck themselves and let them know to stop ent you and generate all settlement delivers in writing from now on. bill collectors will lie to your to try to recover, so you should never take their spoken promises seriouslyYou can try requesting copies of the by asking them via certified mail) to validate your debt. Most collectors purchase debt from additional collectors and wouldn't even be ready to provide the main agreement. Honey, that you're screwing up Read this nowOf course for people with crap, that may perhaps result in the actual debtor getting sued and making the trouble worse... Let me inform you of something about credit card collections as well.. for fun. I looked at buying personal debt once. What does which means that? Banks issue credit card. Some people bill shit up , nor pay their expenses. Some people like.. you. They bought shit they are unable to afford. What does your bank do about all of them? Well, it can harass them slightly. But after a little bit, it gets angry. It doesn't prefer to spend the time collecting so what does it can? It sells the personal debt off in a lot of money. Who does it all sell it for you to? Collections agencies. I looked during buying some worthless junk debt (that is what it is actually ed "junk debt") and hiring several people at the bare minimum wage to harrass the people on the phone to shell out up. That is thats a collection agency is normally. Here is the writeup that make clear it. READ THE FOLLOWING: Collection agencies usually do not pay much pertaining to junk debt so once they can collect, they can make a bundle. Normally, you invest in a huge chunk associated with junk debt, like $MM and perhaps worth. You pay back.. let's say $MM for doing it (if the chances of bad) and after this you start ing along with harassing. You look at the easy focuses on. IF SOMEONE SAYS THEY'LL PAY.. BOOM.. YOU GOT The HOT LEAD AND YOU MIGHT HARASS THE SHIT OUT OF THAT PERSON You'll dump the those unfortunates who are real problems, who it's hard to find, etc. Which means that, let's say I acquired this junk debt with your debt was there. And I involve some guy working the minimum wage ing you actually. What do people think you should state? You shouldn't even purchase the ph Read my previous link and also followups. I didn't finally end up buying junk financial debt. The whole thing sounded like a real pain during the ass and I've better adventures. But I did view it.